Powering everyday commerce and inclusive digital finance across Africa
MobiKash unifies instant payments, responsible lending, and borderless remittances in one trusted platform. Move money, grow savings, and access capital with bank-grade security and human support built for emerging markets.
The platform for modern financial services
Mix and match products to deliver payments, credit, and savings experiences tailored to your customers—without compromising on compliance or visibility.
Instant Digital Lending
Get micro and SME loans underwritten in minutes with behavioural scoring, flexible tenures, and transparent pricing.
Unified Payments
Accept transfers, QR payments, USSD, POS, and virtual cards through a single reconciliation dashboard that scales with you.
Global Remittances
Send and receive cross-border payments in 30+ currencies with guaranteed FX rates and instant settlement to wallets or banks.
Agency & Merchant Tools
Empower field agents with float management, merchant onboarding, and dispute resolution flows optimised for low-connectivity environments.
Automated Cash Management
Track daily turnover, automate payouts, and sync ledger entries into your ERP with programmable workflows and real-time alerts.
Secure Digital Wallets
Offer tiered wallets with biometric authentication, session controls, and fraud analytics continuously monitoring every transaction.
Everything you need to run money moments straight from your phone
Launch in-app accounts, issue virtual cards, and unlock cross-border transfers with a single integration. Customers get a beautifully intuitive interface, while your teams enjoy granular control from the dashboard.
Scan & Pay instantly
Accept QR, NFC, and USSD payments that sync into your ledger without manual reconciliation.
Smart budgeting controls
Create spending rules, approval flows, and spending limits for every wallet or business unit.
Security you can feel
Biometric sign-in, hardware-backed encryption, and 24/7 fraud monitoring on every transaction.
Performance
Trusted financial infrastructure built for scale
From nano-merchants to multinational partners, MobiKash keeps your operations online with reliable rails, intelligent routing, and deep operational visibility.
Why institutions choose MobiKash
- End-to-end risk controls with device, behavioural, and velocity monitoring
- Multi-tenant architecture powering banks, telecoms, and cooperatives
- API-first platform with SDKs, sandbox, and white-label delivery options
Active wallets
2.5M+
+18% QoQ
Monthly transactions
₦92B
+24% in settlement volume
Average settlement time
4.2s
Real-time clearing across channels
Platform uptime
99.98%
Backed by redundant cloud regions
Solutions tailored to your growth
Whether you are driving financial inclusion or scaling omnichannel commerce, MobiKash provides modular financial products that adapt to your operating model.
Simplify daily payments, bills, and remittances with instant wallet-to-wallet transfers, savings pockets, and automated budgeting tips.
- Tiered KYC onboarding
- Off-line USSD access
- Goal-based savings pots
Reconcile multi-channel collections, offer flexible credit to customers, and automate payouts with smart settlement controls.
- Omnichannel acceptance
- Credit scoring & disbursement
- Embedded invoicing
Empower field networks with float management, revenue sharing, and remote monitoring to grow sustainable ecosystems.
- Tiered commissions
- Geo-fenced controls
- Performance dashboards
Enterprise-grade security built into every interaction
We secure your ecosystem with layered controls, full observability, and a culture of proactive compliance. Stay audit-ready with real-time reporting, automated policy enforcement, and 24/7 incident response.
Adaptive risk engine
Machine learning models monitor behavioural anomalies, device fingerprints, and transaction velocities to prevent fraud before it happens.
Regulatory compliance
Built to align with CBN, PCI-DSS, NDPR, and AML/CFT requirements so you can launch products with confidence across multiple jurisdictions.
Zero-trust architecture
Role-based access, hardware-backed encryption, and step-up authentication ensure your data is secure at rest and in motion.
What Our Customers Say
Don't just take our word for it. Here's what our customers have to say about MobiKash.
John Doe
"MobiKash has made it so easy for me to manage my finances. The loan application process is quick and the rates are very competitive."
Jane Smith
"I use MobiKash to send money to my family every month. The process is fast, secure, and the fees are much lower than other services."
Michael Johnson
"As a small business owner, MobiKash has been a game-changer for me. I can now accept payments from customers easily and manage my cash flow better."
Ecosystem
Stronger together with our partners
We connect leading payment networks, telcos, and financial institutions to deliver a seamless experience for our customers across the continent.
Insights
Thought leadership & resources
Stay ahead of the curve with our latest research, customer stories, and product guidance for fintech builders.
Case Study
Playbook
Product Update
Ready to Get Started?
Join thousands of satisfied customers who are already enjoying the benefits of MobiKash.